Are you about to arrive in France? This section is for you!

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How much would your beneficiary receive with Moneco?

Morocco

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Contact us on WhatsApp at [+33 7 44 81 33 89](https://wa.me/+33744813389). Our Customer Service will respond promptly in French, English, or Arabic from Monday to Friday from 9 am to 6 pm.

A question? We're listening

Everything you need for your financial life in France, plus additional services for your move to Europe

Everything you need for your financial life in 

plus additional services for 

Tu es sur le point d’arriver en France ? Cette section est pour toi !

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We are constantly working on developing new services ... 

All you need to open a Moneco account is your telephone number, passport, and an address in the European Union.

Frequently asked questions

Your passport, your phone and 5 minutes (estimate time), that's all you need to open an account with Moneco!

easy

Opening an account in Europe has never been so

and fast!

To create your account you need to fill in :

1. your e-mail address 
2. your password
3. your phone number 
4. your PIN

### And your account is created!

Sign-up

To unlock all the features you need to indicate :

1. your socio-professional category
2. your financial profile
3. your expected usage of Moneco

### All features are now available!


Customer profile

To check your identity we need :

1. your passport
2. a selfie 

### And your account is activated!

Identification

How to open your account?

When I arrived in France, 2 traditional banks refused to open an account for me. With Moneco everything was quick and easy! 

Spain

Switzerland

Luxembourg

Germany

Italy

Lithuania

Portugal

Belgium

Netherlands

France

We accept cards from the following countries:

Top up your account instantly with your bank card, 

even in Africa

At Moneco, we understand the importance of simplicity and speed in the account opening process for our users. That's why we have designed a smooth and transparent registration process tailored to your needs, with minimal formalities. You only need your passport.

Speed and ease of registration procedures

Get your FR IBAN in just a few clicks and start enjoying our financial services tailored to your needs.

French IBAN

Why choose Moneco to open an account?

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Open your bank account in 5 minutes and get a French IBAN

Tu peux envoyer de l'argent en Afrique sur compte 
bancaire, mobile money ou cash.

You can send money to Africa via bank account
mobile money or cash.

11 African countries

Envoyez de l'argent à vos proches avec Moneco dans 

Your beneficiary receives the funds directly to their mobile money wallet. No action is required on their part, they will receive an SMS informing them of how much you have sent them! 

Mobile money

Your beneficiary will receive the money in their bank account in Africa. These transfers may take a little longer depending on the technology of the recipient's bank.

Bank transfer

Your beneficiary receives the funds in cash via one of our partners. 
All he/she has to do is go to the branch and present an ID and the code that was given to him/her!

Cash

More than one way to transfer money

I live in France but have family in Spain and Italy. Moneco allows me to send them money regularly, instantly and free of charge.

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Transfer your money between Africa and Moneco

An instant debit VISA card for use in France and worldwide

The Moneco card is part of the Visa network and can be used anywhere in the world!

Transaction security

International use

You can reload your account in 4 different ways.

Convenience in loading the card

internationally!

A card that works both in France and

A card that will take you everywhere. To make payments in person or withdraw money from ATMs, order your physical card. It will be shipped quickly and you can start using it as soon as you receive it!

Physical

To make payments online or in other applications, you can order a virtual card. It will be created instantly, allowing you to use it immediately!

Virtual

2 types of cards for different uses

The Moneco card is accepted everywhere in Europe and I also use it in Morocco or when travelling. Plus, I love the design!

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Order your international card

With Moneco, you can send and receive credit transfers anywhere in Europe thanks to the SEPA network.

Transfers, instant transfers, transfers between Moneco accounts: Moneco will allow you to send money anywhere in Europe in a few seconds!

banking network

The European

at your fingertips!

We are connected to the European interbank network (SEPA), which allows you to send and receive transfers throughout Europe!
Transfers are free, unlimited and fast (execution usually in 2-3 working days!). All you need to do is fill in the first name and surname of your beneficiary, his IBAN and BIC.

Transfer

Faster than a traditional transfer, an instant transfer allows you to transfer money in up to 10 seconds to your beneficiary anywhere in Europe. 
However, the recipient's bank must also be able to accept instant transfers.

Instant

Send free money instantly to your friends and family who have a Moneco account! All you need is their phone number or email address, and you can even add a personal note. 

Intra Moneco

I live in France but I have family in Spain and Italy. Moneco allows me to send money to them regularly, instantly and free of charge. 

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Make transfers anywhere in Europe

If you want to study or work in France, use our free tool Destination France to go through the various stages and keep up to date with all the procedures!

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Destination France

From guarantors and home insurance to student housing and sim cards, we work with the best providers and have even negotiated discounts for you!  

Everything you need for your financial life in Europe , plus additional services for France

Open your bank account in 5 minutes and get a French IBAN

Order your international card

Make transfers anywhere in Europe

Transfer your money between Africa and Moneco

Are you about to arrive in France? This section is for you!

Destination France

Welcome Pack

FAQ

What are the services offered by Moneco?

What are Moneco's fees?

What are the limits of the Moneco account and card?

Join the Moneco community now!

A question? We're listening